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Card machines in Bournemouth

Best card machines for women's fashion boutiques in Bournemouth

For most women's fashion boutiques in Bournemouth, Flatpay is a strong choice: 1.49% on every card type with its terminal, no monthly fee, a terminal with no upfront cost, daily payouts and set-up on site. Dojo's 1.2% is lower for businesses under £100,000 a year but its terminal costs from £149, and SumUp, Square and Zettle charge 1.69% to 1.75%. Compare your own figures with the calculator below.

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Why Flatpay for women's fashion boutiques in Bournemouth

  • The same rate for every card type, so a reward credit card or an overseas card costs you no more
  • Overseas customers can choose to pay in their own currency, and Flatpay shares 1% of the conversion mark-up with you
  • POS with stock, sizes, discounts and refunds
  • Installed and staff trained on site

Worth checking first

  • Ask us to confirm American Express acceptance on your quote: Flatpay's UK pages do not list card networks
  • If you sell online, check how online and shop stock stay in step

What women's fashion boutiques need from a card machine

  • High-value baskets, often on reward credit cards
  • Overseas and premium cards
  • Exchanges and returns
  • Stock by size and colour

Card machine providers compared

Published in-person prices, checked 21 October 2026. Some hardware prices are shown before VAT; follow each link for the provider's own terms.

ProviderCard feeMonthlyTerminalContractPayouts
Flatpay source1.49% on all cards (terminal), 1.69% with the POS systems, up to £200,000 a year; 0.99% above that£0 (minimum card turnover £1,100 a month incl. VAT, assessed yearly; £39 if not met)£0 upfront (PAX A920 Pro with SIM and printer)Ask for the terms on your quoteDaily payouts
SumUp source1.69% pay as you go; 0.99% on UK consumer cards with Payments Plus£0, or £19 a month for Payments PlusSolo Lite £25, Solo £79, Terminal £135No fixed term statedNext day at 7am, weekends included
Square source1.75% on UK cards (1.6% on Appointments Plus)£0 free plan; £29 (Appointments Plus) or £69 (Restaurants Plus) per locationReader £19, Terminal £149 (ex VAT)None statedNext working day; instant for 1.95%
Zettle by PayPal source1.75%£0Card Reader from £29 (new users), Terminal from £149No contractMinutes, to a PayPal Business account
Dojo source1.2% blended under £100,000 a year; custom above£0 Essential; £11.99 Plus per locationGo Max £149 (offer) or £25 a month12 months or 30-day rolling over £100,000Next day
Stripe Terminal source1.4% + 10p (UK and EEA cards)£0 (£7 a month per reader for mobile data)WisePad 3 £49, S700 £229 (ex VAT)None statedRolling, free; instant for 1%
Worldpay source1.50% on Visa and Mastercard (Simplicity plan)No service fee; terminal hire £0 a month until 31 Dec 2026 (conditions apply)Hired18-month minimum hireNext business day
Teya sourceQuote only (no published price list)Not publishedNot publishedNo lock-inNext day, every day

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Premium, reward and overseas cards: no extra charge

Customers buying something expensive often pay on a reward credit card to collect points, and visitors pay on overseas cards. Many providers charge you more for those. Flatpay charges the same rate for every card type.

Fee on a £5,000 payment on an overseas cardCost to you
Flatpay£74.50
Zettle£87.50
Stripe Terminal (non-EEA card)£145.10
Square (non-UK card)£185.00
  • Flatpay: "You pay the same low rate for every card type." Its UK pages do not list which card networks it accepts, so American Express is confirmed on your quote. source
  • Overseas customers with eligible Visa and Mastercard cards can choose to pay in their own currency. Flatpay charges no extra fee for this and shares 1% of the conversion mark-up with the business as a discount on its fees. source
  • Square: 1.75% on UK cards; 1.75% plus 1.95% on non-UK cards. source
  • Stripe Terminal: 1.4% + 10p on EEA cards; 2.9% + 10p on non-EEA cards. source
  • Zettle: the same 1.75% for major cards and wallets, "even American Express". source

More on premium, Amex and overseas cards

What will card payments cost you in year one?

Fees on your card takings plus the cheapest terminal each provider sells. Published rates, checked 21 October 2026.

  1. 1.Flatpay£715
  2. 2.Worldpay£720
  3. 3.Dojo£725
  4. 4.SumUp£836
  5. 5.Square£859
  6. 6.Zettle by PayPal£869
  7. 7.Stripe Terminal£913

Flatpay includes its £39 monthly charge when takings are under its £1,100 minimum. Stripe includes 10p per payment. Optional monthly plans, VAT on hardware and providers with no published rate are left out. Your own quote may differ.

Taking cards in Bournemouth

From the town centre and the Triangle to Westbourne, Boscombe, Southbourne and Pokesdown, Bournemouth has independent shops, cafes, salons and bars spread across a dozen neighbourhood centres.

  • -Boscombe Market runs on Thursdays and Saturdays in the pedestrianised high street, and Old Christchurch Road has a Sunday market. source
  • -Bournemouth town centre and Christmas Tree Wonderland drew 5.68 million visits over seven weeks at Christmas 2024. source
  • -The council counted over 10 million town centre trips across the BCP area in June to August 2025. source
  • -Cash was 8% of all UK payments in 2025, down from 17% in 2020. source

Free one-to-one business support is available from Business Growth Dorset, the Growth Hub covering Dorset and BCP. source

Questions

How much does a card machine cost in Bournemouth?

Flatpay's terminal has no upfront cost and no monthly fee; you pay 1.49% on all cards (terminal). Elsewhere terminals cost from about £19 (Square Reader) to £149 or more, and rates run from 1.2% (Dojo, under £100,000 a year) to 1.75% (Square, Zettle). Flatpay asks for at least £1,100 a month in card takings, or charges £39 for that month.

How quickly will I get my money?

Flatpay pays out daily. SumUp pays next day at 7am including weekends, Square and Worldpay next working day, Dojo next day.

Do customers still pay with cash?

Cash was 8% of all UK payments in 2025, down from 17% in 2020. 39% of all UK payments were contactless in 2025. (UK Finance, UK Payment Markets 2026.) Not taking cards means turning some customers away.

Is there a contract?

Contract terms differ: Worldpay asks for an 18-month hire and Dojo 12 months (30-day rolling above £100,000), while SumUp, Square and Zettle state no fixed term. Flatpay does not publish its contract length on its website, so ask for it on your quote.

Do designer boutiques pay more when customers use premium credit cards?

With many providers, yes, and more again on overseas cards: Square charges 1.75% plus 1.95% on non-UK cards. Flatpay charges the same rate for every card type.

More card machine guides for Bournemouth

Women's fashion boutiques in other towns

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More card machine guides

GetBrent is an independent UK directory. We work with Flatpay and may receive a fee if you sign up through this page; that does not change the prices shown, which come from each provider's own website. Prices change, so check your quote.

Best Card Machines for Women's fashion boutiques in Bournemouth (2026) | GetBrent