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Card machines in Salisbury

Best card machines for cycle shops in Salisbury

For most cycle shops in Salisbury, Flatpay is a strong choice: 1.49% on every card type with its terminal, no monthly fee, a terminal with no upfront cost, daily payouts and set-up on site. Dojo's 1.2% is lower for businesses under £100,000 a year but its terminal costs from £149, and SumUp, Square and Zettle charge 1.69% to 1.75%. Compare your own figures with the calculator below.

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Why Flatpay for cycle shops in Salisbury

  • The same rate for every card type
  • POS with stock, workshop jobs and refunds
  • Minimum turnover assessed over the year, which suits seasonal trade
  • Daily payouts

Worth checking first

  • Cycle-to-work scheme sales are invoiced to the scheme, not taken on the terminal
  • Ask us to confirm American Express acceptance on your quote

What cycle shops need from a card machine

  • High-value bikes and e-bikes
  • Workshop repairs
  • Customers on reward cards
  • Seasonal peaks

Card machine providers compared

Published in-person prices, checked 21 October 2026. Some hardware prices are shown before VAT; follow each link for the provider's own terms.

ProviderCard feeMonthlyTerminalContractPayouts
Flatpay source1.49% on all cards (terminal), 1.69% with the POS systems, up to £200,000 a year; 0.99% above that£0 (minimum card turnover £1,100 a month incl. VAT, assessed yearly; £39 if not met)£0 upfront (PAX A920 Pro with SIM and printer)Ask for the terms on your quoteDaily payouts
SumUp source1.69% pay as you go; 0.99% on UK consumer cards with Payments Plus£0, or £19 a month for Payments PlusSolo Lite £25, Solo £79, Terminal £135No fixed term statedNext day at 7am, weekends included
Square source1.75% on UK cards (1.6% on Appointments Plus)£0 free plan; £29 (Appointments Plus) or £69 (Restaurants Plus) per locationReader £19, Terminal £149 (ex VAT)None statedNext working day; instant for 1.95%
Zettle by PayPal source1.75%£0Card Reader from £29 (new users), Terminal from £149No contractMinutes, to a PayPal Business account
Dojo source1.2% blended under £100,000 a year; custom above£0 Essential; £11.99 Plus per locationGo Max £149 (offer) or £25 a month12 months or 30-day rolling over £100,000Next day
Stripe Terminal source1.4% + 10p (UK and EEA cards)£0 (£7 a month per reader for mobile data)WisePad 3 £49, S700 £229 (ex VAT)None statedRolling, free; instant for 1%
Worldpay source1.50% on Visa and Mastercard (Simplicity plan)No service fee; terminal hire £0 a month until 31 Dec 2026 (conditions apply)Hired18-month minimum hireNext business day
Teya sourceQuote only (no published price list)Not publishedNot publishedNo lock-inNext day, every day

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Premium, reward and overseas cards: no extra charge

Customers buying something expensive often pay on a reward credit card to collect points, and visitors pay on overseas cards. Many providers charge you more for those. Flatpay charges the same rate for every card type.

Fee on a £5,000 payment on an overseas cardCost to you
Flatpay£74.50
Zettle£87.50
Stripe Terminal (non-EEA card)£145.10
Square (non-UK card)£185.00
  • Flatpay: "You pay the same low rate for every card type." Its UK pages do not list which card networks it accepts, so American Express is confirmed on your quote. source
  • Overseas customers with eligible Visa and Mastercard cards can choose to pay in their own currency. Flatpay charges no extra fee for this and shares 1% of the conversion mark-up with the business as a discount on its fees. source
  • Square: 1.75% on UK cards; 1.75% plus 1.95% on non-UK cards. source
  • Stripe Terminal: 1.4% + 10p on EEA cards; 2.9% + 10p on non-EEA cards. source
  • Zettle: the same 1.75% for major cards and wallets, "even American Express". source

More on premium, Amex and overseas cards

What will card payments cost you in year one?

Fees on your card takings plus the cheapest terminal each provider sells. Published rates, checked 21 October 2026.

  1. 1.Flatpay£715
  2. 2.Worldpay£720
  3. 3.Dojo£725
  4. 4.SumUp£836
  5. 5.Square£859
  6. 6.Zettle by PayPal£869
  7. 7.Stripe Terminal£913

Flatpay includes its £39 monthly charge when takings are under its £1,100 minimum. Stripe includes 10p per payment. Optional monthly plans, VAT on hardware and providers with no published rate are left out. Your own quote may differ.

Taking cards in Salisbury

Salisbury's trade runs from the Market Place and Guildhall Square through Old George Mall, the Maltings, Winchester Street and the Crosskeys precinct.

  • -Salisbury Chamber of Commerce, founded in 1912, has more than 175 members. source
  • -The Charter Market runs on Tuesdays (8:30am to 3pm) and Saturdays (8:30am to 4pm) in the Market Place. source
  • -The city council brought in card payments for market traders in 2025, when about 40% of traders took cards, with a target of all traders going cashless. source
  • -Cash was 8% of all UK payments in 2025, down from 17% in 2020. source

Free impartial advice is available from the Swindon and Wiltshire Growth Hub, now run by Wiltshire Council (01249 477287). source

Questions

How much does a card machine cost in Salisbury?

Flatpay's terminal has no upfront cost and no monthly fee; you pay 1.49% on all cards (terminal). Elsewhere terminals cost from about £19 (Square Reader) to £149 or more, and rates run from 1.2% (Dojo, under £100,000 a year) to 1.75% (Square, Zettle). Flatpay asks for at least £1,100 a month in card takings, or charges £39 for that month.

How quickly will I get my money?

Flatpay pays out daily. SumUp pays next day at 7am including weekends, Square and Worldpay next working day, Dojo next day.

Do customers still pay with cash?

Cash was 8% of all UK payments in 2025, down from 17% in 2020. 39% of all UK payments were contactless in 2025. (UK Finance, UK Payment Markets 2026.) Not taking cards means turning some customers away.

Is there a contract?

Contract terms differ: Worldpay asks for an 18-month hire and Dojo 12 months (30-day rolling above £100,000), while SumUp, Square and Zettle state no fixed term. Flatpay does not publish its contract length on its website, so ask for it on your quote.

What card machine suits a bike shop?

One with no extra charge on premium cards for big bike sales, a POS for workshop jobs, and payouts daily.

More card machine guides for Salisbury

Cycle shops in other towns

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More card machine guides

GetBrent is an independent UK directory. We work with Flatpay and may receive a fee if you sign up through this page; that does not change the prices shown, which come from each provider's own website. Prices change, so check your quote.

Best Card Machines for Cycle shops in Salisbury (2026) | GetBrent