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Card machines in Ringwood

Best card machines for florists in Ringwood

For most florists in Ringwood, Flatpay is a strong choice: 1.49% on every card type with its terminal, no monthly fee, a terminal with no upfront cost, daily payouts and set-up on site. Dojo's 1.2% is lower for businesses under £100,000 a year but its terminal costs from £149, and SumUp, Square and Zettle charge 1.69% to 1.75%. Compare your own figures with the calculator below.

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active companies registered in Ringwood under flower, plant and garden retail codes on Companies House today. Sole traders and partnerships are not on that register, so the real number of florists is higher.

Why Flatpay for florists in Ringwood

  • Portable terminal with 4G for stalls and deliveries
  • Flat rate on every card
  • POS for the counter, with the same rate for every card type

Worth checking first

  • Flatpay's £1,100 minimum monthly turnover is assessed over the year, which matters if your trade is seasonal
  • Phone and online deposits usually go through payment links or your website

What florists need from a card machine

  • Seasonal peaks (Valentine's Day, Mother's Day, Christmas)
  • Phone orders and deposits for weddings
  • Market and event stalls
  • A portable machine for deliveries

Card machine providers compared

Published in-person prices, checked 21 October 2026. Some hardware prices are shown before VAT; follow each link for the provider's own terms.

ProviderCard feeMonthlyTerminalContractPayouts
Flatpay source1.49% on all cards (terminal), 1.69% with the POS systems, up to £200,000 a year; 0.99% above that£0 (minimum card turnover £1,100 a month incl. VAT, assessed yearly; £39 if not met)£0 upfront (PAX A920 Pro with SIM and printer)Ask for the terms on your quoteDaily payouts
SumUp source1.69% pay as you go; 0.99% on UK consumer cards with Payments Plus£0, or £19 a month for Payments PlusSolo Lite £25, Solo £79, Terminal £135No fixed term statedNext day at 7am, weekends included
Square source1.75% on UK cards (1.6% on Appointments Plus)£0 free plan; £29 (Appointments Plus) or £69 (Restaurants Plus) per locationReader £19, Terminal £149 (ex VAT)None statedNext working day; instant for 1.95%
Zettle by PayPal source1.75%£0Card Reader from £29 (new users), Terminal from £149No contractMinutes, to a PayPal Business account
Dojo source1.2% blended under £100,000 a year; custom above£0 Essential; £11.99 Plus per locationGo Max £149 (offer) or £25 a month12 months or 30-day rolling over £100,000Next day
Stripe Terminal source1.4% + 10p (UK and EEA cards)£0 (£7 a month per reader for mobile data)WisePad 3 £49, S700 £229 (ex VAT)None statedRolling, free; instant for 1%
Worldpay source1.50% on Visa and Mastercard (Simplicity plan)No service fee; terminal hire £0 a month until 31 Dec 2026 (conditions apply)Hired18-month minimum hireNext business day
Teya sourceQuote only (no published price list)Not publishedNot publishedNo lock-inNext day, every day

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Premium, reward and overseas cards: no extra charge

Customers buying something expensive often pay on a reward credit card to collect points, and visitors pay on overseas cards. Many providers charge you more for those. Flatpay charges the same rate for every card type.

Fee on a £1,000 payment on an overseas cardCost to you
Flatpay£14.90
Zettle£17.50
Stripe Terminal (non-EEA card)£29.10
Square (non-UK card)£37.00
  • Flatpay: "You pay the same low rate for every card type." Its UK pages do not list which card networks it accepts, so American Express is confirmed on your quote. source
  • Overseas customers with eligible Visa and Mastercard cards can choose to pay in their own currency. Flatpay charges no extra fee for this and shares 1% of the conversion mark-up with the business as a discount on its fees. source
  • Square: 1.75% on UK cards; 1.75% plus 1.95% on non-UK cards. source
  • Stripe Terminal: 1.4% + 10p on EEA cards; 2.9% + 10p on non-EEA cards. source
  • Zettle: the same 1.75% for major cards and wallets, "even American Express". source

More on premium, Amex and overseas cards

What will card payments cost you in year one?

Fees on your card takings plus the cheapest terminal each provider sells. Published rates, checked 21 October 2026.

  1. 1.Flatpay£715
  2. 2.Worldpay£720
  3. 3.Dojo£725
  4. 4.SumUp£836
  5. 5.Square£859
  6. 6.Zettle by PayPal£869
  7. 7.Stripe Terminal£913

Flatpay includes its £39 monthly charge when takings are under its £1,100 minimum. Stripe includes 10p per payment. Optional monthly plans, VAT on hardware and providers with no published rate are left out. Your own quote may differ.

Taking cards in Ringwood

Ringwood is a New Forest market town whose trade centres on the Market Place, with the Furlong and Gateway Square close by.

  • -Ringwood's Wednesday market in the Market Place has run under a charter first granted in 1226. source
  • -There is a monthly Farmers' Market on the last Saturday of the month, and an Artisan Market in Gateway Square. source
  • -The Winter Wanderland and Christmas lights switch-on is on Sunday 29 November 2026; the 2025 event had more than 80 market stalls. source
  • -Cash was 8% of all UK payments in 2025, down from 17% in 2020. source

Free one-to-one support is available from the Hampshire Growth Hub, funded by government. source

Questions

How much does a card machine cost in Ringwood?

Flatpay's terminal has no upfront cost and no monthly fee; you pay 1.49% on all cards (terminal). Elsewhere terminals cost from about £19 (Square Reader) to £149 or more, and rates run from 1.2% (Dojo, under £100,000 a year) to 1.75% (Square, Zettle). Flatpay asks for at least £1,100 a month in card takings, or charges £39 for that month.

How quickly will I get my money?

Flatpay pays out daily. SumUp pays next day at 7am including weekends, Square and Worldpay next working day, Dojo next day.

Do customers still pay with cash?

Cash was 8% of all UK payments in 2025, down from 17% in 2020. 39% of all UK payments were contactless in 2025. (UK Finance, UK Payment Markets 2026.) Not taking cards means turning some customers away.

Is there a contract?

Contract terms differ: Worldpay asks for an 18-month hire and Dojo 12 months (30-day rolling above £100,000), while SumUp, Square and Zettle state no fixed term. Flatpay does not publish its contract length on its website, so ask for it on your quote.

Is Flatpay suitable for a seasonal florist?

Flatpay assesses its £1,100 monthly minimum card turnover over the year, according to its price list, which helps a seasonal business. Check your quieter months against it.

How many florists are there in Ringwood?

Companies House lists 2 active companies registered in Ringwood under flower, plant and garden retail codes. Sole traders and partnerships are not on that register, so the true number is higher.

More card machine guides for Ringwood

Florists in other towns

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More card machine guides

GetBrent is an independent UK directory. We work with Flatpay and may receive a fee if you sign up through this page; that does not change the prices shown, which come from each provider's own website. Prices change, so check your quote.