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Card machines in Ringwood

Best card machines for restaurants in Ringwood

For most restaurants in Ringwood, Flatpay is a strong choice: 1.49% on every card type with its terminal, no monthly fee, a terminal with no upfront cost, daily payouts and set-up on site. Dojo's 1.2% is lower for businesses under £100,000 a year but its terminal costs from £149, and SumUp, Square and Zettle charge 1.69% to 1.75%. Compare your own figures with the calculator below.

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35

active companies registered in Ringwood under licensed restaurants codes on Companies House today. Sole traders and partnerships are not on that register, so the real number of restaurants is higher.

Why Flatpay for restaurants in Ringwood

  • POS with a table view and bills split by guest or by item
  • Kitchen printing (optional add-on)
  • Portable terminal for paying at the table
  • Installed and staff trained on site

Worth checking first

  • Reservations are not part of Flatpay's POS; keep your booking system
  • Since 1 October 2024 employers in Great Britain must pass all tips, including card tips, to workers in full, keep a written tips policy and keep records for three years (Employment (Allocation of Tips) Act 2023).

What restaurants need from a card machine

  • Table management and split bills
  • Kitchen printing
  • Tips handled properly
  • Pay at the table

Card machine providers compared

Published in-person prices, checked 21 October 2026. Some hardware prices are shown before VAT; follow each link for the provider's own terms.

ProviderCard feeMonthlyTerminalContractPayouts
Flatpay source1.49% on all cards (terminal), 1.69% with the POS systems, up to £200,000 a year; 0.99% above that£0 (minimum card turnover £1,100 a month incl. VAT, assessed yearly; £39 if not met)£0 upfront (PAX A920 Pro with SIM and printer)Ask for the terms on your quoteDaily payouts
SumUp source1.69% pay as you go; 0.99% on UK consumer cards with Payments Plus£0, or £19 a month for Payments PlusSolo Lite £25, Solo £79, Terminal £135No fixed term statedNext day at 7am, weekends included
Square source1.75% on UK cards (1.6% on Appointments Plus)£0 free plan; £29 (Appointments Plus) or £69 (Restaurants Plus) per locationReader £19, Terminal £149 (ex VAT)None statedNext working day; instant for 1.95%
Zettle by PayPal source1.75%£0Card Reader from £29 (new users), Terminal from £149No contractMinutes, to a PayPal Business account
Dojo source1.2% blended under £100,000 a year; custom above£0 Essential; £11.99 Plus per locationGo Max £149 (offer) or £25 a month12 months or 30-day rolling over £100,000Next day
Stripe Terminal source1.4% + 10p (UK and EEA cards)£0 (£7 a month per reader for mobile data)WisePad 3 £49, S700 £229 (ex VAT)None statedRolling, free; instant for 1%
Worldpay source1.50% on Visa and Mastercard (Simplicity plan)No service fee; terminal hire £0 a month until 31 Dec 2026 (conditions apply)Hired18-month minimum hireNext business day
Teya sourceQuote only (no published price list)Not publishedNot publishedNo lock-inNext day, every day

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Premium, reward and overseas cards: no extra charge

Customers buying something expensive often pay on a reward credit card to collect points, and visitors pay on overseas cards. Many providers charge you more for those. Flatpay charges the same rate for every card type.

Fee on a £5,000 payment on an overseas cardCost to you
Flatpay£74.50
Zettle£87.50
Stripe Terminal (non-EEA card)£145.10
Square (non-UK card)£185.00
  • Flatpay: "You pay the same low rate for every card type." Its UK pages do not list which card networks it accepts, so American Express is confirmed on your quote. source
  • Overseas customers with eligible Visa and Mastercard cards can choose to pay in their own currency. Flatpay charges no extra fee for this and shares 1% of the conversion mark-up with the business as a discount on its fees. source
  • Square: 1.75% on UK cards; 1.75% plus 1.95% on non-UK cards. source
  • Stripe Terminal: 1.4% + 10p on EEA cards; 2.9% + 10p on non-EEA cards. source
  • Zettle: the same 1.75% for major cards and wallets, "even American Express". source

More on premium, Amex and overseas cards

What will card payments cost you in year one?

Fees on your card takings plus the cheapest terminal each provider sells. Published rates, checked 21 October 2026.

  1. 1.Flatpay£715
  2. 2.Worldpay£720
  3. 3.Dojo£725
  4. 4.SumUp£836
  5. 5.Square£859
  6. 6.Zettle by PayPal£869
  7. 7.Stripe Terminal£913

Flatpay includes its £39 monthly charge when takings are under its £1,100 minimum. Stripe includes 10p per payment. Optional monthly plans, VAT on hardware and providers with no published rate are left out. Your own quote may differ.

Taking cards in Ringwood

Ringwood is a New Forest market town whose trade centres on the Market Place, with the Furlong and Gateway Square close by.

  • -The Winter Wanderland and Christmas lights switch-on is on Sunday 29 November 2026; the 2025 event had more than 80 market stalls. source
  • -Ringwood Grand Fireworks is on Sunday 1 November 2026. source
  • -Ringwood's Wednesday market in the Market Place has run under a charter first granted in 1226. source
  • -Cash was 8% of all UK payments in 2025, down from 17% in 2020. source

Free one-to-one support is available from the Hampshire Growth Hub, funded by government. source

Questions

How much does a card machine cost in Ringwood?

Flatpay's terminal has no upfront cost and no monthly fee; you pay 1.49% on all cards (terminal). Elsewhere terminals cost from about £19 (Square Reader) to £149 or more, and rates run from 1.2% (Dojo, under £100,000 a year) to 1.75% (Square, Zettle). Flatpay asks for at least £1,100 a month in card takings, or charges £39 for that month.

How quickly will I get my money?

Flatpay pays out daily. SumUp pays next day at 7am including weekends, Square and Worldpay next working day, Dojo next day.

Do customers still pay with cash?

Cash was 8% of all UK payments in 2025, down from 17% in 2020. 39% of all UK payments were contactless in 2025. (UK Finance, UK Payment Markets 2026.) Not taking cards means turning some customers away.

Is there a contract?

Contract terms differ: Worldpay asks for an 18-month hire and Dojo 12 months (30-day rolling above £100,000), while SumUp, Square and Zettle state no fixed term. Flatpay does not publish its contract length on its website, so ask for it on your quote.

Can I split a bill by item on Flatpay?

Yes. Flatpay's POS splits a bill by guests or by item, according to its POS page.

How many restaurants are there in Ringwood?

Companies House lists 35 active companies registered in Ringwood under licensed restaurants codes. Sole traders and partnerships are not on that register, so the true number is higher.

More card machine guides for Ringwood

Restaurants in other towns

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More card machine guides

GetBrent is an independent UK directory. We work with Flatpay and may receive a fee if you sign up through this page; that does not change the prices shown, which come from each provider's own website. Prices change, so check your quote.